Co-op Unit Trust

Professional Fund Management
Our experienced investment team applies rigorous credit analysis, duration management, and risk controls to protect and grow investor capital.

Regulatory Oversight
We are regulated by the Capital Markets Authority, ensuring compliance with Kenyan collective investment scheme regulations.

Accessibility
With a minimum entry of just KES 100 for the Money Market Fund, investing is open to everyone.

Transparency
Investors receive regular updates on fund performance, portfolio composition, and market outlook.

Who Can Invest?

• Individuals
• Corporates
• Chamas & investment groups
• SMEs
• Institutions

Whether you are starting your investment journey or managing structured capital, Co-op Unit Trust offers solutions tailored to your needs.

Simple. Flexible. Low Risk.
The Co-op Money Market Fund is designed for investors seeking capital preservation, liquidity, and stable returns.

Minimum Investment: KES 100
Additional Contributions: Flexible and convenient

Investment Objective
To provide competitive returns through investment in high-quality short-term instruments including:

• Government securities
• Bank deposits
• Treasury bills
• Corporate paper

Suitable For:

• Short-term savings
• Emergency funds
• Corporate surplus cash management
• Individuals starting their investment journey
• Investors seeking low-volatility exposure

The Co-op MMF provides daily liquidity while maintaining a conservative risk profile.

Structured Growth with Stability
The Co-op Bond Fund is designed for investors seeking higher income through exposure to medium- to long-term fixed income securities.

Minimum Investment: KES 50,000
Minimum Lock-In Period: 6 months

Investment Objective

To generate stable income and capital appreciation by investing in:

• Government bonds
• Corporate bonds
• Fixed income instruments with medium to long duration

Suitable For:

• Medium to Long-term investors
• Income-focused investors
• Individuals building structured portfolios
• Investors seeking returns above money market instruments

The 6-month lock-in supports disciplined portfolio management and enhances yield potential for investors.

The Co-op Gratuity Fund’s objective is to provide organizations with an avenue to create and run a funded Gratuity arrangement that allows for Liability reduction through periodic funding of employee benefit through an investment vehicle.

Thus the fund is a long-term fund that seeks to maximize income while maintaining prospects for capital appreciation, by investing in a diversified portfolio of fixed income instruments such as Treasury Bonds and Bills, Corporate Bonds and Bank Deposits.

• Individuals
• Corporates
• Chamas & investment groups
• SMEs
• Institutions

Whether you are starting your investment journey or managing structured capital, Co-op Unit Trust offers solutions tailored to your needs.

Grow your savings with professionally managed, regulated investment solutions designed for Kenya’s dynamic financial environment.

Invest smart. Invest consistently. Invest with Co-op Unit Trust.
Contact us today to open your account.